Bankruptcy

Filing for bankruptcy is generally used as a last resort for people who are struggling financially. When you are ready to file for bankruptcy, it is safe to say that money is tight, or that you have very little money – otherwise you would not be filing for bankruptcy. For most people facing bankruptcy, it …

Continue reading “Do I Need an Attorney To File Bankruptcy?”

Many Americans will at some point fall behind on their mortgage payments. Although some may have the option of working something out with their lender, others may be left with no option but the possibility of losing their house. In some cases, bankruptcy can help homeowners save their homes. The first thing a bankruptcy filing …

Continue reading “Using Chapter 7 & Chapter 13 Bankruptcy When Facing a Foreclosure.”

When people go through financial hardships, one of the first payments they fall behind on is their mortgage payment. Some lenders and mortgage companies may be willing to create some sort of plan with the homeowner. But most other lenders do not engage in any negotiations. In situations where the lender is not willing to …

Continue reading “Can Filing For Bankruptcy Stop a Foreclosure?”

You have been paying your debts on time each month, but now your circumstances have changed and you are unable to make ends meet, let alone pay your debts down. The thought of credit card debt lurks in the back of many of our minds all day, every day. If you are “drowning” in debt, …

Continue reading “What Is Debt Settlement?”

When you are faced with overwhelming debt that cannot be tamed with a debt reorganization plan, a good option may be to file Chapter 7 bankruptcy. Chapter 7 is a complicated bankruptcy that requires the expertise of a knowledgeable Stockton Chapter 7 bankruptcy lawyer. What is Chapter 7 Bankruptcy? Chapter 7 bankruptcy, also known as liquidation …

Continue reading “Important Information To Know When Considering Chapter 7 Bankruptcy”