Getting higher education is a privilege that is supposed to bring financial stability and even prosperity. Unfortunately, while this is a goal for most college and graduate students, that is not always the outcome. Students all over the country are having trouble bearing the weight of their student loans. California is amongst the top states …
Continue reading “Filing Bankruptcy to Discharge Student Loan”
Read More >>The number of bankruptcy filings in the United States has steadily increased over the last century. The vast majority of bankruptcies are now filed by consumers and not by businesses. The state with the most bankruptcies in 2011 was California, with more than 240,000 filings. This accounted for 17 percent of all bankruptcies nationwide. California …
Continue reading “5 Most Common Reasons People File Bankruptcy”
Read More >>Bankruptcy is generally a last resort decision for most people. When you make the decision to file Chapter 7 bankruptcy, chances are money is tight. The last thing you may want to do is to spend money to hire an attorney to handle the bankruptcy filing. The law may not require you to hire an …
Continue reading “Dangers of Filing Chapter 7 Bankruptcy Without an Attorney”
Read More >>People file for bankruptcy for many different reasons. Most people, however, file bankruptcy as a last measure – meaning, they don’t file unless their financial situation is real bad. Filing bankruptcy can be an effective way to start over without most of your debts. Unfortunately, bankruptcy will not wipe away every debt. There are certain …
Continue reading “Impact of Bankruptcy on Student Loans”
Read More >>Filing Chapter 7 bankruptcy impacts your property, including any cash you may have in the bank. You can keep any property that is exempt under bankruptcy laws. For example, there is an exemption for vehicles up to a certain value. There is a tools of trade exemption. There is even an exemption for your house. …
Continue reading “What Happens to Cash In the Bank After Filing Chapter 7 Bankruptcy?”
Read More >>The last thing most of us want to think about is filing for bankruptcy. Making the decision to file bankruptcy is deeply personal and can have a serious impact on your life. However, if this is the right option for you, it could provide you with the relief you need to get a fresh financial …
Continue reading “5 Reasons To Consider Filing Bankruptcy In California”
Read More >>Filing for bankruptcy is generally used as a last resort for people who are struggling financially. When you are ready to file for bankruptcy, it is safe to say that money is tight, or that you have very little money – otherwise you would not be filing for bankruptcy. For most people facing bankruptcy, it …
Continue reading “Do I Need an Attorney To File Bankruptcy?”
Read More >>Many Americans will at some point fall behind on their mortgage payments. Although some may have the option of working something out with their lender, others may be left with no option but the possibility of losing their house. In some cases, bankruptcy can help homeowners save their homes. The first thing a bankruptcy filing …
Continue reading “Using Chapter 7 & Chapter 13 Bankruptcy When Facing a Foreclosure.”
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