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Many Americans will at some point fall behind on their mortgage payments. Although some may have the option of working something out with their lender, others may be left with no option but the possibility of losing their house. In some cases, bankruptcy can help homeowners save their homes. The first thing a bankruptcy filing …

Continue reading “Using Chapter 7 & Chapter 13 Bankruptcy When Facing a Foreclosure.”

When people go through financial hardships, one of the first payments they fall behind on is their mortgage payment. Some lenders and mortgage companies may be willing to create some sort of plan with the homeowner. But most other lenders do not engage in any negotiations. In situations where the lender is not willing to …

Continue reading “Can Filing For Bankruptcy Stop a Foreclosure?”

You are late to work. As you are driving, you lose control of your car and end up hitting a mailbox. Or maybe you hit another car. Instead of stopping, you decide to leave the scene because you are late for work. Unfortunately, deciding to leave the scene of an accident means that you can …

Continue reading “The Criminality Behind a Hit and Run Accident”

If you or someone you care about has been arrested, you may need to secure a bail bond in order to get released from jail. Most people have limited understanding of how bail bonds work – with most of us simply imagining a judge banging his gavel and yelling “Bail is set at $100,000.” However, …

Continue reading “What You Need To Know About Bail and Bail Bonds”

Fraud comes in many different ingenious forms and schemes. As such, it is not surprising that some merchants find themselves victims of thieves who steal without even leaving their store. This scheme is referred to as “Return Fraud.” It is a crime that involves individuals exchanging stolen goods for cash, using counterfeit receipts or bringing …

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You “allegedly” did something “wrong” and you are now facing criminal charges. However, it is important to remember that not all arrests lead to an indictment. Your criminal charges can be dropped for a variety of different reasons. This article discusses who can drop the charges and the reasons why a criminal charge can be …

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Advances in technology have made DNA one of the methods of choice when it comes to linking individuals with crime scenes and criminal assaults. Both prosecutors and defense attorneys use DNA evidence as a powerful tool during criminal trials to prove their case. The reason for this is that every person has certain elements of …

Continue reading “The 411 On DNA Evidence in Criminal Cases”

You have been paying your debts on time each month, but now your circumstances have changed and you are unable to make ends meet, let alone pay your debts down. The thought of credit card debt lurks in the back of many of our minds all day, every day. If you are “drowning” in debt, …

Continue reading “What Is Debt Settlement?”